Client Focused. Period.

Frequently Asked Questions

Please click the questions below to discover the answers.

Who are you and how can you help me?
Who are your clients?
Why don’t you display reviews or testimonials?
How long have you been in business?
What steps do you take to ensure the safekeeping of my assets?
Do you offer a satisfaction guarantee?
Is my money liquid and accessible?
Do you invest in the same investments that you recommend to me?
If you don't accept commissions, then how do you make money?
What are your fees?
Are there exit fees due if I choose to close my Align account?
How does this compare to industry averages?
How much does it cost to hold initial planning meetings with your firm?
How often do you meet with your clients?
How will you minimize the taxes on my portfolio?
What happens to my current holdings if I become a client?
What if I have mutual funds or other securities that I want to keep?
I am contacting you because I understand you are an advisor with approved access to Dimensional Fund Advisor (DFA) funds. How can I learn more?
What do you mean by portfolio rebalancing?
When do you rebalance portfolios?
Do you have to call me before you rebalance my portfolio?
Will I be notified when you rebalance or make other portfolio changes?
What is the past performance of your investment strategy?

Account Operations &  Reports

Is Align Wealth Management affiliated with Schwab or TD Ameritrade?
Do I have to go to a Schwab or TD Ameritrade office to open an account?
How often do I receive statements and reports?
Will I receive reports to help with tax preparation?
Is there a cost to terminate my relationship with Align?

Insurance &; Other Matters

Does anyone at Align Wealth Management have access to my money?
Are my accounts insured from theft, fraud, errors, omissions and insolvency?
How is my privacy protected?
What ethical standards does Align Wealth Management adhere to?

Getting Started

How do I get an information package?
Does Align Wealth Management charge if I receive a proposal but do not open an account?
What is the minimum portfolio size needed to get started?
How do I get started?
Why fee-only?
Do you have minimum standards for your advisor representatives?
What is a Fiduciary?
Aren't all brokers fiduciaries?
What if I need life insurance, disability insurance, long-term care insurance, or other insurance products?
Can I use your services even if Align Wealth Management does not have an office in my area?
What if I am a client and move out of the area?

I have another question that you haven’t answered on your web site.

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